Since I am "nache tzahal" too, I
can tell you few facts.. First , the "tagmulim" will go into your account in Israel as always, you have to "withdraw" it from there into Canada, which is not a problem, and you can ask your bank to convert it into Canadian dollars, and deposit it into a foreign curency account, from where you make a withrrawal every month Now after three month here, you get to receice medical treatment from your province, which in my case is found to be far better then the medical treatment I received from "misrad habitachon"in Israel (some cases are sent to Totonto for treatment, not the opposite direction, by the way) and in my view, you can live better in Canada on the same ammount of money then in Israel As far as friends & family goes, it is your personal call, nobody can advice you on that take care!